This is a fake email and your users should just report it as such. If they fall for it and click on the link, they are likely winding up on a spoofed site that looks very similar to the existing Equifax settlement page:
There, they are going to be exposed to a social engineering scam, trying to steal as much data as possible.
I suggest you send the following to your employees, friends and family. Feel free to copy/paste/edit:
ALERT: Internet bad guys are now trying to trick you into filing an Equifax claim and get a $125 payment because your personal data was in the Equifax data breach. They are sending phishing attacks that look like they come from Equifax and when you click on the links, you wind up on a fake website that looks like it's Equifax, but will try to steal your personal information. Don't fall for it.
if you want to file a claim, go the legit FTC website and click on the blue "File a Claim" button. The website will check your eligibility for that claim, not everyone's information was compromised. Here is the link to the FTC site: https://www.ftc.gov/enforcement/cases-proceedings/refunds/equifax-data-breach-settlement
For KnowBe4 customers, we have a template ready for you so that you can inoculate your users against this attack. It's under Current Events: Equifax: Recent Data Compromise (Link)
Let's stay safe out there.
Founder and CEO, KnowBe4, Inc.
Read more at: https://www.thesslstore.com/blog/equifax-settlement-dont-get-phished-by-scammers/